If you have ever experienced the unfortunate event of a sizeable insurance claim, you know that insurance can sometimes “run out.” Even if you have great coverage on your policies, if there is significant damage there’s always a possibility your coverage can reach its limit. Once you run out of insurance, you are responsible for covering the rest via out-of-pocket which can lead to a massive dent in your wallet. That is– unless you have umbrella insurance.

An umbrella policy simply sits over your other insurance policies and “kicks in” once insurance limits have been exhausted. Only umbrella insurance can step in and pick up when a regular insurance policy ends. CoVerica is a big advocate for umbrella policies because we’re a big advocate for you. We want to make sure you’re protected for every scenario, especially the big ones. With premiums starting at just a few hundred dollars a year, we promise it’s worth the added protection and peace-of-mind.