HOW COVERICA’S APPROACH

HELPS YOUR BUSINESS

OUR DISCOVERY PROCESS

Some agencies just look at your existing policy declarations and make assumptions about what you need. That’s not us. We actively consult with you over several short meetings. We strive to understand your business and unearth any gaps in coverage. Together we’ll figure out where you are today, where you want to be tomorrow—and the right combination of coverage that can help you get there. We also work for you throughout the policy term: reviewing your contracts, assisting you with claims, and ensuring a seamless renewal process. It’s a comprehensive, consultative approach that has earned us long term partnerships with many of the largest contractor companies in the nation, a 97.88% customer satisfaction rating, and winner of the IIABA Best Practices Agency Award six consecutive years in a row.

Virtually every insurance agency benchmarks a business against industry coverage norms. We don’t stop there. During our consulting process we review your exposure and your desired budget. Then, we work with you to understand your risk-tolerance profile and to locate GAPs relative to your risk-tolerance profile. We utilize this insight to construct the optimal policy customized for your business. Our comprehensive approach maximizes the ROI of your insurance spend.

WHAT YOU LEARN CAN SAVE —OR EVEN MAKE—MONEY

Did we just say “ROI” of your insurance spend? Yes. Insurance can be an investment (really). It’s all about your risk tolerance. If you have a high-risk tolerance (and strong safety profile), you may opt for a policy with a higher deductible and lower premium.

Of course, that approach isn’t right for everyone. We will talk you through all of your options and make sure that if you want to save money, you know exactly what you’re giving up. We’ll never just say we can save you 15% on a policy without explaining the risks you’re taking. We tailor your coverage to fit exactly with your risk tolerance appetite.

When You Work with CoVerica, There's No Surprises.

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