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Shopping for Homeowner Insurance Quotes Online?

CoVerica matches you with an independent agent to aggressively shop the insurance market for you.

  • Currently Shopping 22 Homeowner Insurance Markets
  • Quick Turn-Around, Usually Within The Hour If Not Sooner
  • Sign and Pay Digitally
  • Service Your Policy Online, Anytime
  • Bundle With Auto and/or Umbrella For Even Further Home Insurance Discounts

Rather Talk On The Phone?

Call Us Right Now At 972-490-2222

Texas Homeowners Insurance

Homeowner's Insurance

Protection for what matters the most.

For most of us, our home is one of our largest investments. Your home not only provides you with a strong return on your money, but also provides your family a place of comfort and protection. CoVerica offers homeowner’s insurance policies ranging from basic coverage to fully tailored programs built to fit the individual needs of your family. From first time home buyers to luxury estates worth millions, we’ve got Tier 1 relationships with the nation’s best insurance brands.

Home insurance with CoVerica means your personal, local CoVerica agent is part of your community. They truly understands your needs and can help improve your coverage as well as discover new discounts! Plus, they’re always available anytime you need them.

The CoVerica team also offers another service that no other agency can stand behind, our Rate Protection Promise. We proactively track your insurance renewals year over year and our automated system will flag your account if your rates fall out of our normal standards. What this means is that if your rates increase beyond what we feel is normal and customary, we’ll reshop your insurance for you.

CoVerica has been ranked as one of the best Homeowner’s Insurance Agents in Dallas by the Independent Insurance Agents and Brokers of America four years in a row.

What Does Homeowners Insurance Actually Cover?

  • The Physical Home – Home sweet home. This is the primary purpose of the policy as it covers repair and replacement to your home for any covered perils such as wind, hail, fire, theft or a host of other accidents that could keep you from living there. You will want to insure the value up to full replacement cost of your home to keep from paying any unexpected rebuild costs.
  • Other Physical Structures On The Premises – Have a detached garage, a pool house, or a shed on your property? The homeowners insurance policy extends its coverage to these secondary on-premises structures.
  • Loss of Use Coverage – This is a coverage that you never think you need until you actually need it. If for any reason you experience a claim and are unable to live in your home, this will reimburse you for your temporary living needs.
  • Liability Insurance – All Homeowner’s Insurance policies sold by CoVerica include some liability insurance for you and your family. This section of the policy covers your legal defense and damages if any of your covered family members cause damage to another person or their property.
  • Contents – It’s called contents but in actuality it should be called “stuff” insurance. Anything from clothing, furniture, appliances to the pictures on the wall; these items are covered on your policy up to specific limits per category unless otherwise noted.
  • Other Coverages Customized To Your Policy – Not all policies were created equal which is why CoVerica has always thought it was silly that most insurance companies force you into one of their “boxed” policies. If you have some expensive items such as firearms, jewelry, valuables or collectables, of have another unique situation with your home such as you live in a flood zone, let us know. We’ll customized your policy to match your needs.

What Homeowners Insurance Companies Does CoVerica Represent?

We’re proud to have some of the best insurance carriers available for our clients. Our insurance partners are all AM Best A+ Rated which is the highest financial stability rating in the industry.

  • AIG Private Insurance Group (High Value Home)
  • ASI/Progressive
  • Chubb (High Value Home)
  • Encompass
  • Foremost
  • The Hartford
  • Kemper
  • MetLife
  • Nationwide Insurance
  • Nationwide Private Client (High Value Home)
  • PURE Insurance Exchange (High Value Home)
  • The Republic Group
  • Safeco
  • Travelers Insurance
  • …and several more!