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Your Destination for High Net Worth Insurance.

The best insurance markets covering all your high net worth insurance needs with independent agents you can trust.

  • Currently Shopping 4 Dedicated High Net Worth Insurance Markets & 22 Standard Markets
  • We Can Work Directly With You or Your Financial Planner
  • Sign and Pay Digitally
  • Service Your Policy Online, Anytime
  • Expert Staff Here To Handle Any Situation
  • Named Best Practices Agency 4 Years In A Row By IIABA
  • Our High Net-Worth Specialist Was Named D Magazine Best Agent (2017)

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Call Us Right Now At 972-490-2222

High Net Worth Insurance

High Value Home & Auto Insurance Programs Tailored For You

Your family's hard work deserves nothing but the best protection.

You have worked hard for this. Your life situation is different than most people with various risks, exposures, and unique situations. Our clients are professional athletes, doctors, lawyers, entrepreneurs, business executives, and family trusts to name a few. They’ve trusted CoVerica since 1983 to protect their assets from peril by putting together a highly competitive but complete insurance coverage solution from some of the top high net worth insurance brands in the market.

What our agents have found with most incoming clients is that they’ve been poorly underinsured and significantly over-promised on what they’re prior insurance policy was capable of handling. Around 80% of these clients were insured by a direct market insurance agent who blindly placed their client’s account into the same policy that anyone with a home or an auto would purchase. This business practice should not be tolerated and many do not discover the shortfalls in their policy until it is too late. What you need is a specialist.

CoVerica will proactively go over your needs and expectations of insurance first and then put together a complete insurance plan to fit your individual needs. Multiple homes? High-value autos? Youthful drivers? Business and joint-venture opportunities? Domestic employees? These unusual situations are seen every day for our clients and we look forward to showing you what CoVerica can do.

CoVerica has been ranked as one of the best Homeowner’s Insurance Agents in Dallas by the Independent Insurance Agents and Brokers of America four years in a row.

Why Are High-Value Insurance Clients Are Different From The Rest of The Insurance Buying Public

  • High-Value Home Insurance – This is the base of your insurance program. Our high-value insurance policies start at around 800,000 and go to the tens of millions of dollars in value. We understand that it is not uncommon for our clients to have multiple homes around the United States and beyond, CoVerica can offer solutions for nearly any situation.
  • Luxury Auto Insurance  – Our auto policies found in our program can cover you for high-value autos, exotic vehicles, antiques, recreational vehicles, motorcycles and golf carts. We also understand that at times, even a domestic employee may need a vehicle or might even be assigned a vehicle on your policy. We can cover as many vehicles that you feel is appropriate.
  • Powerboat & Yacht Insurance – From multi-motor powerboats to fully-staffed yachts, our program can cover your boat while you’re on board, or away.
  • Primary & Excess Flood – Have a detached garage, a pool house, or a shed on your property? The homeowner’s insurance policy extends its coverage to these secondary on-premises structures.
  • Extended Umbrella Limits – This is a coverage that you never think you need until you need it. If for any reason you experience a claim and are unable to live in your home, this will reimburse you for your temporary living needs.
  • Worker’s Compensation for Domestic Employees – All Homeowner’s Insurance policies sold by CoVerica include some liability insurance for you and your family. This section of the policy covers your legal defense and damages if any of your covered family members cause harm to another person or their property.
  • Insurance for Collections – What collections have our clients acquired over the years? We’ve seen everything from 100+ automobile collections, multi-million dollar jewelry collections, firearm collections that would make the military jealous, and fine art collections with unique vases, tapestries, and Renaissance artwork.

What Insurance Brands Do You Represent for High Net Worth Clients?

CoVerica has earned recognition and representation from dozens of national and regional insurance carriers. We leverage relationships with these few top tier insurance carriers for our unique group of luxury clients: