ARE YOUR RENEWAL RATES INCREASING EVERY YEAR?

As the rental property industry grows, insurance carriers are struggling to keep up with the growing number of claims and losses which means higher premiums and renewal rates for their customers.

With the decreasing availability in the insurance market, it’s important to understand the common coverage gaps that are relevant to you and your business. Price is an important component of the insurance decision, but it’s critical that your insurance representative maintains relevance in helping you identify unforeseen risks as your business grows.

CoVerica understands the specific challenges you face when shopping for habitational coverage.
As a Texas-based company, we know the specific environmental factors, renter demographics, and state policies that an insurance provider needs to know to make sure a property manager is not only getting relevant coverage—but for the best price as well. We help you with everything from coverage reviews, certificate requests, contract reviews, claims management, and claims mitigation solutions. Your dedicated account manager and agent truly become a part of your team.
WE INSURE MANY TYPES OF RENTAL PROPERTIES:
Apartment Complexes
Airbnb & Short-term Rentals
Assisted Living Facilities
Boarding Homes
Condominiums & Townhomes
Halfway Houses
Home-Sharing
House Rentals
Mixed-use Occupancies
Mobile Home Parks
Senior Housing
Student Housing
Subsidized Housing

And more!

We advise clients on managing habitational risk related to:

General Liability
Wind, Fire, and Storm damage
Crime & Vandalism
Outdoor Signage
Building Equipment Failure
Environmental Cleanup
Loss of Income
Water Damage
Errors and Omissions

OUR INDEPENDENCE IS YOUR ADVANTAGE

As an independent agency, we represent a large number of carriers: around 150 different companies, including:

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