FLOOD

INSURANCE

DON'T WADE THROUGH OPTIONS ALONE

Did you know that ALL homeowners insurance policies exclude flood damage? That’s right. In the insurance world, flood is defined as any water rising in or around your home. This type of damage is not covered under homeowners insurance, even though it clearly causes damage to your home! Often flood insurance can be mandatory depending on flood zone and your type of mortgage. Even if you are not required to purchase flood insurance and you’re lucky enough to be out of a flood zone, we still strongly recommend securing a flood policy due to the colossal damage that water can do in a short period of time.

At CoVerica, we’re here to advise you on how to buy flood insurance and give you options for coverage levels that meet or exceed the needs of your home and family. From $25,000 in coverage to millions of dollars, our flood insurance experts will help you fill in the gaps when insuring your home.

REST EASY KNOWING YOU'RE COVERED

There are two types of flood insurance: Coverage for your physical building, and coverage for you personal property inside your building. Building property coverage includes walls, floors, ceilings, plumbing & electrical systems, windows & window blinds, and even refrigerators. Personal property coverage includes the rest of the items in your home, including electronics, furniture, clothing, and all personal property. *Flood insurance does not cover currency, precious metals, or valuable papers (stock certificates, checks, etc.)
Structure of the home
Personal property

WE HAVE ACCESS TO THE TOP FLOOD INSURANCE CARRIERS

CoVerica has earned recognition and representation from dozens of national and regional insurance carriers. We leverage relationships with these top-tier flood insurance carriers to find optimal coverage for you and your family.

YOUR PERSONAL AGENT WILL HANDLE IT ALL

Your personal insurance agent will stay in touch with you from Day 1. We’re here to assist with everything from daily questions or concerns you may have with your policy, to assisting with the claims process. If your rates increase on renewal beyond what we feel is normal or up to standards, we will re-shop your insurance for you to find a better deal.

Don’t forget we do it all–home, auto, umbrella, life, high-value coverage, all sizes of business & commercial insurance, and much more. When your personal insurance agent can take care of everything and save you money at the same time, why not make your life easier and let us handle the whole bundle?

Learn to Like Insurance.

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