Homeowner’s Insurance information, news, and updates from your trusted Independent Insurance Agency
The last valuation in our Define Insurance series, CoVerica explains what Actual Cash Value means and how it relates to an insurance claim.
In another installment of our Define Insurance series, CoVerica explains what “Replacement Cost” means in plain English in regards to an actual claim.
In another installment of our Define Insurance series, CoVerica explains what “Agreed Value” means in plain English.
Many insurance agencies are enticing customers by offering vanishing deductibles on car insurance policies. Meant to encourage safe driving, the plans trim their collision deductible for each year they don’t file a claim. For example, if a customer’s deductible starts off at $500 and five years pass without a claim being filed, the deductible vanishes […]
When choosing disaster insurance, you basically have two choices, a named peril policy or an all-risk policy. The primary difference between them is that one type of policy covers what is “named” (included) in the policy while the other covers what is not included. In short, “named perils” are less expensive and less comprehensive than […]
