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Business Insurance

Business Insurance information, news, and updates from your trusted Independent Insurance Agency

What is Garage Keeper’s Liability?

What is Garage Keeper’s Liability?

The Garage Keeper's Liability coverage is the cornerstone to anyone in the automotive services business. It's a policy that is able to give business owners protection against vehicle theft, contents theft, or vehicle damage while in the business owner's care, custody, and/or control. How is Garage Keeper's Liability Priced? Garage Keeper's Liability is priced a [...]
What is a BOP (Business Owner’s Policy)?

What is a BOP (Business Owner’s Policy)?

So, what is a BOP? The Business Owner's Policy, or simply "BOP" for short, is a policy that insures business and personal property, time element exposures, and provides liability coverage all in a single business policy. It can be endorsed with additional coverages to customize the policy to a business's needs. BOPs will typically be customized in [...]

What’s a Surety Bond & Why Would You Need One?

What happens when a large road contractor goes bankrupt, in the middle of a construction project? Who picks up the pieces and who pays to finish the job? Introducing, Surety Bonds! Although surety is an ancient concept, its prime mission can be stated simply: performing a service for qualified individuals/companies whose affairs require a guarantor. […]