Business Insurance News From Dallas Agency

Cyber Exposure in the Construction Industry – Important Things to Keep in Mind

Rarely a week goes by without a cybersecurity incident with a large company making headlines. Despite this, 60% of all cyber-attacks are on small to midsize companies. Connected devices are expected to grow from 31B in 2021 to 75B in 2025, which is 44 billion more devices for hackers to attack. Cybercrime is one of [...]

What’s the Difference Between General Liability and Professional Liability?

Posted: August 24, 2020
By: CoVerica
Category: Blog / Business Insurance / Car Insurance / Homeowner's Insurance / Life Insurance / Personal Insurance

There are many different things to consider when shopping around for insurance. It’s important to know the difference so you can make the best choice for you and your business. General Liability General Liability Insurance covers common risks that can happen to any business, it helps protect you from bodily injury, property damage, libel, and slander. [...]

Let’s Look at Realtor Errors & Omissions Insurance Claims Scenarios – The Non-Disclosure Agreement

Posted: September 5, 2018
By: That Insurance Guy
Category: Blog / Business Insurance / Real Estate Errors & Omissions

Being in real estate is an incredibly lucrative and rewarding careers choice. I know this because I have many family members who are engaged in different aspects of the real estate business and I see the results of their hard work. They’re never on vacation, their nights are late, their email never empty; the life [...]

Here’s a Sample Distracted Driving Policy

Distracted Driving has become a problem for EVERY business. Here’s a copy of our own distracted driving policy for you to use in your business.

What is Garage Keeper’s Liability?

The Garage Keeper's Liability coverage is the cornerstone to anyone in the automotive services business. It's a policy that is able to give business owners protection against vehicle theft, contents theft, or vehicle damage while in the business owner's care, custody, and/or control. How is Garage Keeper's Liability Priced? Garage Keeper's Liability is priced a [...]

What Does General Liability Insurance Do?

So you've got a business and you're asking yourself, do I need to insure my business? The answer is yes. I know, I know, we're "insurance people," of course we're going to say that but let's take a quick trip to "what if" land. What if the actions of your business harms a client or a [...]

What is a BOP (Business Owner’s Policy)?

So, what is a BOP? The Business Owner's Policy, or simply "BOP" for short, is a policy that insures business and personal property, time element exposures, and provides liability coverage all in a single business policy. It can be endorsed with additional coverages to customize the policy to a business's needs. BOPs will typically be customized in [...]

Data Breach – Insurance Against Hacking

A lot of people do not realize that you can buy insurance against hacking and breaches. The exposure is out there and it’s growing. The list of 2015 data breaches seems to grow hourly. It’s hard to believe how big some of them have been: Anthem exposed as many as 80 million patients & employee records [...]

What’s a Surety Bond & Why Would You Need One?

What happens when a large road contractor goes bankrupt, in the middle of a construction project? Who picks up the pieces and who pays to finish the job? Introducing, Surety Bonds! Although surety is an ancient concept, its prime mission can be stated simply: performing a service for qualified individuals/companies whose affairs require a guarantor. […]

Surviving a Commercial Insurance Audit

The insurance audit is a process common to the insurance industry. Those new to the audit process are often anxious and confused. Just like taxes, a commercial insurance audit takes some planning in order to make things go as smooth as possible and eliminate additional premium surprises. To eliminate stress and help you survive the […]

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