Auto Insurance Winter Tips

Auto Insurance Winter Tips

As the winter months approach, the roads continue to get icier and more dangerous. Keeping your automobile well-maintained will help in protecting you and your family on the roads.  Here are some tips to keep your automobile in good working condition.

Check Your Car Battery:

When the temperature drops, the chemical reaction required to generate electricity in the car battery is slowed down. On top of that, your car is going to require more current from the battery to start the engine. Be sure to check that your battery is in good health before the winter months.

Use Anti-Freeze Wiper Fluid:

Buy some anti-freeze wiper fluid for your car when the temperature starts to get below freezing. Clearly seeing the road is essential for safe driving. When you use anti-freeze wiper fluid, you don’t have to worry about your windshield freezing when you try to clean the mud off.

*Pro Tip! Put high-proof alcohol in a spray bottle. When your windshield freezes, spray the alcohol over the ice and use your wiper to clear your view.

Replace your Wiper Blades:

Your windshield wipers work hard over the winter. It is a good idea to replace them right before the winter months. Windshield wipers need to be replaced at least once a year, so use the opportunity to purchase wipers made for snowy conditions.

Check your Tire Pressure:

Even if you just bought your tires, it is crucial that tires are properly inflated during winter driving. Check your car’s owner handbook to see what PSI your tires should be at. Discount Tire offers free tire pressure checks, which is extremely handy during the cold weather.

Check your Oil:

Oil changes are important for regular maintenance. However, cold weather thickens engine oil and limits its circulation to the motor. If you are unsure of the state of your oil, we suggest getting it changed before the cold months.

Emergency Kit:

Winter storms can catch you off guard and put you in harm’s way. Prepare for the unexpected by adding an emergency kit to your vehicle. This kit should include blankets, flares, a jack, matches, a first-aid kit, a shovel, flashlights, nonperishable food, and kitty litter (for traction, in case you get stuck).

Check your tires:

When the roads are covered in ice, tires with worn treads are a major hazard. For the best winter traction, check to make sure that your tires have 5/32” tread depth. If the tread on your tire is less than 2/32”, they virtually have no grip and will spin out in water, snow, and ice.

Tip for checking your tires quickly: Take a penny. Turn the penny so that Lincoln’s head is facing you AND upside down. Place the penny in a tread groove. If the tread does not pass Lincoln’s hair, it is time to replace the tire.

Check your Auto Insurance:

When you know the roads are going to be risky, it is essential to review your current auto insurance policy. Ask your agent about roadside assistance and engine protection.

We want you to feel as safe as possible when on the roads. The winter can throw uncertain and risky situations at you. If you have any questions about your policy or would like a quote, visit us at https://www.coverica.com/ or call us at (972) 490-8800.

References:

https://www.way.com/blog/winter-car-insurance-9-tips-to-keep-your-car-protected/

https://www.wikihow.com/images/thumb/3/38/Check-Tire-Tread-with-a-Penny-Step-9.jpg/v4-460px-Check-Tire-Tread-with-a-Penny-Step-9.jpg

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